The operating system for health insurance

Your claims team works 9 to 5.
PayerOS works all the time.

Autonomous AI agents that process claims, handle prior authorizations, and support members for health insurers and TPAs. No hiring. No training. No burnout.

6B+
Claims processed in the U.S. annually
300M
Prior auth requests per year
25%
Of healthcare spend goes to admin

Health insurance still runs on fax machines and phone trees

The largest tech-forward insurers built proprietary AI stacks. Everyone else is stuck with manual workflows, legacy clearinghouses, and growing backlogs. PayerOS levels the playing field.

Prior auth takes days, not minutes

Providers wait. Patients suffer. Your team drowns in paperwork that AI should handle.

📞

Member calls overwhelm support

Simple benefit questions consume 20+ minutes each. Agents burn out. CSAT drops.

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Claims adjudication is a bottleneck

Manual review queues grow. Denials get appealed. The cycle never ends.

How PayerOS works

Three AI agents. One operating system. Zero burnout.

Claims Agent

Autonomous claims adjudication

Reads clinical documentation, applies benefit rules, and adjudicates claims in seconds. Flags edge cases for human review. Processes the rest while your team sleeps.

Auth Agent

Prior auth on autopilot

Ingests auth requests, cross-references clinical guidelines, and issues determinations. Cuts turnaround from days to minutes. CMS 2027 mandate ready.

Member Agent

24/7 member intelligence

Answers benefit questions, explains EOBs, schedules appointments, and routes complex cases to human agents with full context already prepared.

Built for the 900+ payers that aren't tech giants

The top insurers spend billions on proprietary AI. Regional plans, TPAs, and self-insured employers get the same fax-and-phone infrastructure from decades ago. PayerOS gives every payer access to intelligence that used to require a thousand-person engineering team.

40%
Reduction in clinical documentation time
90%
Member inquiries handled autonomously
3min
Average prior auth turnaround
24/7
Operations never stop

Health insurance was never a technology problem. It was an autonomy problem.

The systems exist. The data exists. What's missing is intelligence that acts on its own, learns from every interaction, and never clocks out. That's PayerOS.